Loan calculators India
Loan Calculators for EMI, Eligibility, and Prepayment Planning
Estimate EMI, total interest, loan repayment schedule, home loan eligibility, down payment impact, prepayment savings, and loan-specific repayment costs. Results are planning estimates, not lender approval.
Choose the Right Loan Tool
Pick the calculator that matches your borrowing question.
EMI Calculator
Calculate loan EMI, total interest, total payment, EMI repayment schedule, and principal-interest breakup.
Best for: A quick loan payment estimate for any standard loan.
HOMEHome Loan Calculator
Calculate home loan EMI from property value, down payment, loan-to-value ratio, tenure, and prepayment.
Best for: Planning property budget, down payment, and housing loan EMI.
ELIGHome Loan Eligibility Calculator
Estimate home loan eligibility from monthly salary, existing EMIs, tenure, rate, and EMI-to-income ratio.
Best for: Checking how much loan your income may support.
PRELoan Pre-payment Calculator
Calculate loan prepayment savings, part payment benefit, and tenure reduction from extra principal payments.
Best for: Testing whether extra principal payment is worth it.
PERSPersonal Loan Calculator
Calculate personal loan EMI, processing fee, amount received, total cost, and repayment schedule.
Best for: Comparing unsecured loan cost before borrowing.
CARCar Loan Calculator
Calculate car loan EMI from vehicle price, down payment, exchange value, fees, and tenure.
Best for: Planning vehicle finance and upfront cash outflow.
EDUEducation Loan Calculator
Calculate education loan EMI with study period interest, repayment principal, total interest, and schedule.
Best for: Understanding study-period interest and repayment EMI.
0%Interest-Free Home Loan Calculator
Compare interest-free home loan installments against normal home loan EMI and interest cost.
Best for: Checking builder or family-assisted interest-free payment plans.
EMI Formula and Repayment Schedule
Standard EMI calculators assume a fixed interest rate and equal monthly installments over the repayment tenure.
Monthly rate
Annual interest / 12 / 100
Tenure
Years x 12 + extra months
EMI
P x r x (1 + r)^n / ((1 + r)^n - 1)
Popular Loan Guides
EMI calculator with repayment schedule
Understand EMI formula, principal-interest breakup, total interest, and loan repayment schedule.
Home loan EMI, down payment, and loan-to-value
Learn how property value, down payment, loan-to-value ratio, prepayment, and tenure affect home loan EMI.
Home loan eligibility from salary
See how monthly income, current EMIs, eligible EMI percent, rate, and tenure shape eligibility.
Loan prepayment interest and tenure savings
Compare interest saved and months saved from extra principal payments.
Salary and Loan Planning
Loan affordability depends heavily on monthly take-home pay and existing obligations. Estimate salary first if you are unsure which income number to use.
Browse More Planning Tools
Jump to another tool hub when your planning question moves from investing to loans, documents, salary, or tax.
Disclaimer
Loan calculator results are estimates for general informational and educational purposes only. They do not guarantee loan approval, final EMI, interest rate, tenure, fees, or lender terms. Confirm all details with your bank or lender before borrowing.