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Loan calculators India
Estimate EMI, total interest, amortization schedule, home loan eligibility, down payment impact, prepayment savings, and loan-specific repayment costs. Results are planning estimates, not lender approval.
Pick the calculator that matches your borrowing question.
Calculate monthly EMI, total interest, total payment, and month-by-month amortization.
Best for: A quick loan payment estimate for any standard loan.
HOMEEstimate home loan EMI from property value, down payment, LTV, tenure, and prepayment.
Best for: Planning property budget, down payment, and housing loan EMI.
ELIGEstimate eligible loan amount from monthly income, existing EMIs, tenure, and rate.
Best for: Checking how much loan your income may support.
PREEstimate interest saved and tenure reduction from one-time or yearly prepayments.
Best for: Testing whether extra principal payment is worth it.
PERSEstimate personal loan EMI, processing fee, net disbursal, total cost, and schedule.
Best for: Comparing unsecured loan cost before borrowing.
CAREstimate car EMI from vehicle price, down payment, exchange value, fees, and tenure.
Best for: Planning vehicle finance and upfront cash outflow.
EDUEstimate moratorium interest, repayment principal, EMI, total interest, and schedule.
Best for: Understanding study-period interest and repayment EMI.
0%Estimate zero-interest installments and compare against a normal-interest home loan.
Best for: Checking builder or family-assisted interest-free payment plans.
Standard EMI calculators assume a fixed interest rate and equal monthly installments over the repayment tenure.
Monthly rate
Annual interest / 12 / 100
Tenure
Years x 12 + extra months
EMI
P x r x (1 + r)^n / ((1 + r)^n - 1)
Understand EMI formula, principal-interest split, total interest, and repayment schedule.
Learn how property value, down payment, LTV, prepayment, and tenure affect home loan EMI.
See how monthly income, current EMIs, eligible EMI percent, rate, and tenure shape eligibility.
Compare interest saved and months saved from extra principal payments.
Loan affordability depends heavily on monthly take-home pay and existing obligations. Estimate salary first if you are unsure which income number to use.
Jump to another tool hub when your planning question moves from investing to loans, documents, salary, or tax.
Loan calculator results are estimates for general informational and educational purposes only. They do not guarantee loan approval, final EMI, interest rate, tenure, fees, or lender terms. Confirm all details with your bank or lender before borrowing.