Salary calculator
Tax calculators
Career planning
Loan planning
SIP and compounding
Savings and retirement
Document tools
Estimate Public Provident Fund maturity amount, interest earned, and 80C-eligible contribution from yearly or monthly deposits.
Tax year 2026 - Updated June 2026
Estimated maturity amount
₹40,68,209
₹1,50,000 yearly for 15 years at 7.1%.
Total invested
₹22,50,000
Interest earned
₹18,18,209
Annual 80C-eligible amount
₹1,50,000
Contribution mode
Yearly
PPF lock-in shown
15 years
Year-by-year estimate of invested amount versus PPF closing balance.
| Year | Contribution | Interest | Closing balance |
|---|---|---|---|
| 11 | ₹1,50,000 | ₹1,68,989 | ₹25,49,113 |
| 12 | ₹1,50,000 | ₹1,91,637 | ₹28,90,750 |
| 13 | ₹1,50,000 | ₹2,15,893 | ₹32,56,643 |
| 14 | ₹1,50,000 | ₹2,41,872 | ₹36,48,515 |
| 15 | ₹1,50,000 | ₹2,69,695 | ₹40,68,209 |
Quick answers
What is the PPF maturity period?
PPF commonly has a 15-year maturity period, with extension options subject to scheme rules. This calculator focuses on the entered tenure and contribution assumptions.
What is the maximum yearly PPF investment?
The calculator caps annual PPF contribution at Rs 1,50,000 for the estimate, matching the common Section 80C contribution limit treatment.
How is PPF interest calculated?
The calculator estimates interest using the entered annual rate and contribution timing assumptions. Actual PPF interest rates are notified periodically and can change.
Is PPF better than FD?
PPF may suit long-term tax-saving savings with lock-in, while FD may suit shorter or more flexible goals. Compare both based on liquidity, tax, and time horizon.
Does the calculator include PPF withdrawals or loans?
No. It does not include partial withdrawals, loans against PPF, extensions, missed deposits, or future rule changes.
Keep planning
Continue with calculators, hubs, and guides that match this page.
SIP Calculators Hub
Compare PPF planning with SIP, goal SIP, and step-up SIP tools.
PPF vs NPS vs FD Calculator
Compare PPF with NPS and FD ladder estimates side by side.
FD Calculator
Compare PPF with a one-time fixed deposit estimate.
RD Calculator
Compare PPF with monthly recurring deposit savings.
PPF Calculator Guide
Understand PPF maturity, interest, lock-in, and assumptions.
NPS Calculator India
Compare PPF with retirement-focused NPS estimates.
PPF vs NPS vs FD
Compare PPF with NPS and fixed deposits for long-term planning.
The information and calculations provided on this website are for general informational and educational purposes only. Results are estimates based on publicly available tax rules and assumptions and may not reflect your actual tax liability or take-home pay. This content does not constitute tax, legal, accounting, or financial advice. Tax laws and regulations change frequently and vary based on individual circumstances. Consult a qualified tax professional, accountant, or financial advisor before making any financial decisions.
This website is not affiliated with the IRS, HMRC, Income Tax Department of India, or any government agency.