HRA Exemption Calculator
Estimate how much house rent allowance may be exempt under the old tax regime.
Tax year 2026 - Updated June 2026
HRA exemption allowed
₹2,16,000
Monthly exemption equivalent
₹18,000
Taxable HRA
₹0
| Salary for HRA (basic + DA) | ₹5,40,000 |
| Actual HRA received | ₹2,16,000 |
| Rent paid minus 10% of salary | ₹2,46,000 |
| 50% of salary for metro city | ₹2,70,000 |
| HRA exemption allowed | ₹2,16,000 |
| Taxable HRA | ₹0 |
Formula used
- Salary for HRA = basic salary + dearness allowance, where applicable.
- HRA exemption is the least of: actual HRA received, rent paid minus 10% of salary, and 50% of salary for metro cities or 40% for non-metro cities.
- Taxable HRA = actual HRA received - exempt HRA.
- This calculator is relevant for old-regime tax planning. The new tax regime generally does not allow HRA exemption.
Related calculators and guides
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GuideHRA Exemption Guide
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Visual guide
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Assumptions
- Designed for India old-regime salary planning.
- Salary for HRA is basic salary plus dearness allowance where applicable.
- Metro city calculation uses 50% of salary; non-metro uses 40%.
- New tax regime generally does not allow HRA exemption.
- Actual eligibility may depend on rent receipts, landlord details, employer policy, and tax filing rules.
Disclaimer
The information and calculations provided on this website are for general informational and educational purposes only. Results are estimates based on publicly available tax rules and assumptions and may not reflect your actual tax liability or take-home pay. This content does not constitute tax, legal, accounting, or financial advice. Tax laws and regulations change frequently and vary based on individual circumstances. Consult a qualified tax professional, accountant, or financial advisor before making any financial decisions.
This website is not affiliated with the IRS, HMRC, Income Tax Department of India, or any government agency.