Salary calculator
Tax calculators
Career planning
Loan planning
SIP and compounding
Savings and retirement
Document tools
Compare two job offers by estimated net pay, deductions, and monthly difference.
Tax year 2026 - Updated June 2026
Offer A
India mode uses the built-in India salary engine and default assumptions.
Offer B
India mode uses the built-in India salary engine and default assumptions.
Offer B has higher take-home
₹23,948 monthly difference
Difference is displayed in Offer B currency/mode.
Offer A
₹94,276
monthly in-hand
Annual net
₹11,31,312
Deductions
₹24,000
Offer B
₹1,18,224
monthly in-hand
Annual net
₹14,18,688
Deductions
₹1,28,928
Quick answers
How should I compare two salary offers?
Compare estimated monthly net pay, annual net pay, variable pay, PF, benefits, location cost, role growth, and job stability, not only headline CTC.
Why can a higher CTC have lower in-hand salary?
A higher CTC may include more employer PF, gratuity, variable pay, insurance, reimbursements, or benefits that are not paid monthly.
Can I compare offers in different currencies?
Planning tools support country or custom modes where available, so you can estimate comparable net pay using the chosen assumptions.
Should variable pay be counted fully?
Variable pay is not guaranteed monthly income. Compare fixed pay separately and use payout scenarios such as 0%, 50%, 75%, and 100%.
Does the calculator decide which offer is better?
It helps compare money estimates, but the final decision should also include role, growth, location, work-life balance, and risk.
Keep planning
Continue with calculators, hubs, and guides that match this page.
Salary Planning Tools
Browse CTC, variable pay, offer comparison, and salary planning calculators.
India CTC Calculator
Break one offer down into CTC components first.
Variable Pay Calculator
Check how bonus payout changes real take-home pay.
CTC vs In-Hand Guide
Read why the headline CTC differs from monthly pay.
The information and calculations provided on this website are for general informational and educational purposes only. Results are estimates based on publicly available tax rules and assumptions and may not reflect your actual tax liability or take-home pay. This content does not constitute tax, legal, accounting, or financial advice. Tax laws and regulations change frequently and vary based on individual circumstances. Consult a qualified tax professional, accountant, or financial advisor before making any financial decisions.
This website is not affiliated with the IRS, HMRC, Income Tax Department of India, or any government agency.